Could We…Should We Pay Off Our Home Early?

By , on February 11th, 2011

“It seems like we will be making house payments forever. We owe $140,000 at 6% interest and are paying $1000 a month. How much sooner could we pay it off if we started paying an extra $100 a month?”

The above is a hypothetical question, but it could be you. There are two answers: the quick one and the dig deeper one. By clicking a few buttons on a financial calculator we discover the quick answer is 21 months; paying an extra $100 will reduce the payoff from 20 years to 18 years and 3 months.

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7 Reasons to Rent Instead of Buy a Home

By , on October 25th, 2010

Joe Plemon, ChristianPF.com

Owning your own home may still be the great American dream, but, the influx of foreclosures in recent years has made it a nightmare for millions. If you are considering purchasing a home, I challenge you to at least think through the advantages of renting before you buy. Here are a few.

1. Less risk

Strangely, risk seems to be the factor least considered

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