St. Louis Real Estate News – St Louis mortgage rates inch up this week

Paramount Mortgage Company - St LouisBy: Dennis Norman

St. Louis mortgage rates inched up a little this week according to St. Louis-based Paramount Mortgage Company.

Between these low rates and the $8,000 homebuyer tax credit that is available until Nov 30th, I would think there is a lot of incentive for a first-time buyer to buy a home now if they are in a position to do so.

St. Louis Mortgage Rates – October 27, 2009 *

  • 30-year fixed-rate mortgage 5.25% no points
  • 15-year fixed-rate mortgage 4.625% no points
  • 3/1 adjustable rate mortgage 3.75% no points
  • 5/1 adjustable rate mortgage 3.875% no points

For more information or if you have questions on mortgage rates in St. Louis you may contact John Frank by phone at (314) 372-4300, email at hjfrankjr@paramountmortgage.com or you can visit his company website at http://www.paramountmortgage.com.


*Note- The above rates are based upon a typical sale price of $187,500 with a 20% percent down payment leaving a loan amount of $150,000 to a borrower with a 720 credit score for a loan with no discount points charged. Rates and terms will vary depending upon loan amount, home value, credit and income of borrower.

 

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