St. Louis Real Estate – St. Louis Interest Rates Rise

Paramount Mortgage Company - St Louis

Interesting results from Fannie Mae National Housing Survey

Fannie Mae released results of the Fannie Mae National Housing Survey, a comprehensive research project that surveyed more than 3,000 consumers to assess their confidence in homeownership as an investment, the current state of their household finances, their views on the U.S. housing finance system, and their overall confidence in the economy.  

It appears that Americans continue to value homeownership and think about their homes in ways that go much deeper than the financial investment. The survey also found that the public strongly believes in the importance of upholding the financial commitment involved in buying and owning a home, even during these challenging times when home values have fallen.

Other highlights of the survey:

  • 8 in 10 respondents consider homeownership important to the economy
  • 31% of the respondents think the economy is on the right track
  • 66% of the respondents think it is a good time to buy a house

St. Louis Mortgage Interest Rates – April 6, 2010 *

  • 30-year fixed-rate mortgage 5.225% no points
  • 15-year fixed-rate mortgage 4.50% no points
  • 5/1 adjustable rate mortgage 3.850% no points
  • FHA/VA 30-year fixed rate mortgage 5.25%
  • Jumbo 5/1 ARM 4.25% no points
  • Jumbo 15 year fixed rate mortgage 4.875%

For more information or if you have questions on mortgage rates in St. Louis you may contact me by phone at my direct line, (314) 372-4319, email at rfishel@paramountmortgage.com or you can visit our company website at http://www.paramountmortgage.com.


*Note- The above rates are based upon a typical sale price of $187,500 with a 20% percent down payment leaving a loan amount of $150,000 to a borrower with a 720 credit score for a loan with no discount points charged. Rates and terms will vary depending upon loan amount, home value, credit and income of borrower.

This information is provided by this author and this site for informative purposes only and is not warranted or guarteed in any way.

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