First Time Homebuyer Interest Rates Fall

Qualified first-time home buyers can receive a forgivable 3% cash assistance loan for down payment and closing costs on a home.   The Missouri Housing Development Commission (MHDC) provides a competitive interest rate on a safe 30-year fixed rate 1st mortgage. Your 3% advance loan is treated as a 2nd mortgage completely forgivable after five years of continuous occupancy. New, Constant Funding means MHDC will have the monies available for the borrowers regardless of bond issuance.

For more information about this program,contact me by clicking below.


 St. Louis MORTGAGE INTEREST RATES for November 7, 2012:

  • ·      Conventional 30-Year Fixed 3.500%/ 3.777% APR
  • ·      Conventional 15-Year Fixed 2.875%/ 2.972% APR
  • ·      Conventional 7/1 ARM 2.625%/ 3.332% APR
  • ·      FHA/VA 30 Year Fixed 3.25%/4.160% APR
  • ·      Jumbo 5/1 ARM  2.625%/ 2.426% APR
  • ·      Jumbo 15 yr Fixed 3.000%/ 3.094% APR
  • ·      Jumbo 30 yr Fixed 4.625%/ 4.719% APR

*The above mortgage rates are based upon an 80% LTV, o/o single family with FICO scores of 720.

Paramount Mortgage is a locally owned Mortgage Banker celebrating our 41st year. Great rates and programs are secondary to what is most desired in a lender relationship: Integrity, Communication and Customer Satisfaction. Be to check out our website:

For more information or if you have questions on mortgage rates you may contact me by phone at my direct line, (314) 372-4319, email at or you can visit our company website at


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