Down-payment funds available to qualified home-buyers under NSP Program

The Neighborhood Stabilization Program (NSP) was established as a result of the Housing and Economic Recovery Act (HERA) of 2008.   It’s purpose is to allow state and local governments to purchase and redevelop abandoned or foreclosed properties in areas in the greatest need of help.

The NSP program is designed to help low, moderate, and middle income families purchase REHABBED foreclosed homes and stimulate the economy. This is a middle income housing program that has an income limit for buyers at 120% of the Area Median Income.  It is important to note that NSP is not just for first-time-home buyers- you can be a homeowner looking to move up or to downsize—but NSP does require that this be your primary residence (sorry, no investors).

Qualifying home buyers will receive NSP assistance (up to $15,000 in St. Louis County) in the form of a zero-percent interest second mortgage which, if certain terms and conditions are met, may not have to be repaid.  Some homebuyers may also be eligible for closing cost assistance as well.

To find out more about the NSP program, please contact me using my contact info below.  To find homes for sale NSP assistance available click here.

About the author:

Dave is a licensed Real Estate Salesperson in Missouri and is an expert on the NSP program. Dave loves coaching clients through the process to take advantage of this fantastic program to help them realize the American Dream of home ownership. Dave can be reached by email at or phone 314.518.6500.

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