FHA Increases monthly mortgage insurance premiums; St Louis Mortage Interest Rate Update

Paramount Mortgage Company - St Louis

New regulations signed into law by the President allow HUD to increase the amount of premiums charged for FHA single family housing mortgage insurance programs. Assistant Secretary of Housing & Federal Housing Commissioner, David H. Stevens, has authorized an increase to help build back FHA’s capital reserves to their statutory level.  There will be no increase in the Upfront Mortgage Insurance Premium (UFMIP):  UFMIP for purchase money mortgages remains at 1.0%.

For further information about the Monthly Mortgage Insurance changes, please refer to: http://www.box.net/shared/j838jvxyvq

St. Louis MORTGAGE RATES for February 23, 2011:

  • Conventional 30-Year Fixed 5.125%
  • Conventional 15-Year Fixed 4.250%
  • Conventional 5/1 ARM 3.625%
  • FHA/VA 30 Year Fixed 5.00%
  • Jumbo 5/1 ARM 3.625%
  • Jumbo 15 yr Fixed 4.375%
  • Jumbo 30 yr Fixed 5.625%

Paramount Mortgage is a locally owned Mortgage Banker; we just celebrated our 40th anniversary. Great rates and programs are secondary to what is most desired in a lender relationship. The most sought-after aspects in this industry cannot be easily translated onto paper…learn more about us here.

For more information or if you have questions on mortgage rates you may contact me by phone at my direct line, (314) 372-4319, email at rfishel@paramountmortgage.com or you can visit our company website at http://www.paramountmortgage.com.

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