Home ownership still central to the American Dream

Dennis Norman St Louis,  American Dream, Home Ownership, TruliaTrulia released the results of its American Dream survey today, which showed that, despite the tough economy and challenged housing market we are in, home ownership is still central to the American Dream. In fact, 70 percent of American’s said home ownership is a part of achieving the American Dream. 

Highlights from the report:

  • More than half (57 percent) of current homeowners said owning a home is among the best long-term investments they could make, ahead of putting money in a 401K or other retirement accounts (52 percent).
  • Eighty percent of current home owners said they plan to buy another home in the future which includes 69 percent of homeowners aged 55 years old or older.
  • Across all age groups — even among 18-34 year olds, who have the lowest homeownership rates in the country — the majority of respondents said their American Dream includes owning a home.
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    Respondents who view homeownership as part of personal American Dream   
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             All                                                            
         Respondents 18-34 Yr Olds 35-44 Yr Olds 45-54 Yr Olds  55+ Yr Olds 
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     Yes     70%          65%           66%           74%           76%     
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      No     21%          24%           23%           18%           20%     
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   Don't                                                                    
    Know      8%          11%           11%            8%            4%     
----------------------------------------------------------------------------

Source: Trulia American Dream Survey

What’s keeping renters from buying a home?

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   Biggest obstacle keeping renters - who wish to be homeowners now - from  
                                   buying                                   
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          Saving enough for a down payment     51%                          
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                  Qualifying for a mortgage    36%                          
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               Having a poor credit history    34%                          
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            Unable to pay off existing debt    31%                          
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                    Not having a stable job    29%                          
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                      Declining home values    13%                          
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                                      Other    12%                          
----------------------------------------------------------------------------

Source: Trulia American Dream Survey

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