Mortgage Defaults Increase In November

A report released this week by Standard & Poor’s and Experian showed an increase in monthly default rates on first mortgages to 3.05 percent and an increase in default rates on second mortgages to 1.80 percent.  The increase in default rates for first mortgages is the first increase since December 2009.  The good news is that even though the rate in November increased, it is still down 34.84 percent from a year ago at the same time.

David M. Blitzer, Managing Director and Chairman of the Index Committee, said “the deterioration in the mortgage sector may be temporary: rates of new defaults have been declining for over a year with occasional brief interruptions.”

The table gives summary results for November 2010 for the S&P/Experian Credit Default Indices. These data are not seasonally adjusted and are not subject to revision.

S&P/Experian Consumer Credit Default Indices

National Indices

Index

November

Index Level

Change from October, 2010

Change from November

2009

Composite

3.13

3.50%

-33.75%

First Mortgage

3.05

4.95%

-34.84%

Second Mortgage

1.80

0.65%

-49.84%

Bank Card

6.84

-0.97%

-17.90%

Auto Loans

1.76

-8.07%

-32.49%

Source: S&P/Experian Consumer Credit Default Indices

Data Through: November 2010

The second table provides the S&P/Experian Consumer Default Composite Indices for five selected metropolitan statistical areas:

Metropolitan Statistical Area

November

Index Level

Change from October, 2010

Change from November

2009

New York

3.03

8.70%

-32.12%

Chicago

3.34

1.76%

-34.67%

Dallas

2.20

-2.90%

-38.08%

Los Angeles

3.25

2.31%

-49.94%

Miami

10.26

45.88%

-23.06%

Source: S&P/Experian Consumer Credit Default Indices

Data Through: November 2010

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    It’s a modern city, Most of the people are employed in IT companies, Trading and investment firms which are quite busy. On an average day, You can find people leaving for work early every day and return late in the evening. Singapore women as well as men are too busy to spend time on dates unless they are confident about someone they are going out with. Singapore dating services provide a great platform for the people to meet new people from the comfort of their homes or from workplaces and meet new people and evaluate them before deciding to go on a date.

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    a large number of Singapore dating websites are free to use. Some services could have controlled access for free account, Still there are quite some online dating services in Singapore that are completely free. It is a wise decision for single women and men of Singapore to use free resources to like people online.

    Shyness

    A date could sometimes prove to be be awkward and nerve wrecking, where you could find a couple sitting together near the banks of the river in Clarke Quay winking at one another and not conversing well. within the, It will be much easier for people to discover each other well and build a rapport before they could go on a date. Without even communicating with someone whom they would like to, They can know about the person by simply examining that their profile page. Women can just think about pictures of men, Read the info they have provided to understand them better.

    that’s all, the reasons why Singapore women seek men online. if your single Singapore woman or man, Try these websites to meet sincere and attractive people.

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