Does FEMA show your property in a flood zone? How to find out if they got it right.

Shelly Clark

Do you have a property in the flood zone?  Do you question as to whether or not FEMA “got it right” when assessing the location of your property and if you really are in the flood zone?

Typically, in order to find out if your home is located in a flood zone, you have to hire a land surveyor or engineer to perform an elevation certificate on your property.  The certificate takes FEMA data and actual elevations of the structure and compares them to the FEMA Base Flood Elevation.  If your structure is located above the Base Flood Elevation, then you most likely won’t be required to carry flood insurance.  The problem is that FEMA does not store this data, unless you make a Letter of Map Change (LOMC) or Letter of Map Amendment (LOMA) request. Continue reading “Does FEMA show your property in a flood zone? How to find out if they got it right.