This Land is Your Land- This Land is My Land

wendy-cromer-security-title-insuranceAs a member of the title industry, I often see buyers decline to purchase a survey on their new home in an effort to save money. This decision may be penny wise but pound foolish! Buyers should understand that unless they purchase a boundary survey (also referred to as a stake survey) they are not receiving coverage from the title company that the house and its improvements are sitting within the boundaries of the property they are purchasing. Continue reading “This Land is Your Land- This Land is My Land

Title Insurance 101 from a St. Louis Title Professional – Final post in the series

Dennis Norman

Dennis Norman

By: Dennis Norman

Over the past two days I published the first part and second part of my E-View TMwith Wendy Cromer, Vice-President of Marketing for Security Title Insurance Agency, LLC about title insurance, the new laws affecting it and things consumers should know.

Wendy Cromer, Vice-President of Marketing, Security Title Insurance Agency LLC

Wendy Cromer, Vice-President of Marketing, Security Title Insurance Agency LLC

Today were going to do the final part of our E-View TM with Wendy:

Dennis-Wendy, title insurance seems to be one of those things that is a mystery to most homeowners.  Can you please explain what title insurance is and give us an idea of how it works? Continue reading “Title Insurance 101 from a St. Louis Title Professional – Final post in the series

Title Insurance 101 from a St. Louis Title Professional – Part 2 of a series

Dennis Norman

Dennis Norman

By: Dennis Norman

Yesterday I published the first part of my E-View TM with Wendy Cromer, Vice-President of Marketing for Security Title Insurance Agency, LLC about title insurance, the new laws affecting it and things consumers should know.

Wendy Cromer, Vice-President of Marketing, Security Title Insurance Agency LLC

Wendy Cromer, Vice-President of Marketing, Security Title Insurance Agency LLC

Today we’ll pick up where we left off yesterday in our E-View TM:

Dennis-Wendy, here in St. Louis we have “split-closings” which I think are viewed by many in the title insurance industry as a bad thing, and in fact the new laws we discussed yesterday were designed to do away with split closings.  What are your thoughts on this? Continue reading “Title Insurance 101 from a St. Louis Title Professional – Part 2 of a series

Title Insurance 101 from a St. Louis Title Professional – Part 1 of a series

Dennis Norman

Dennis Norman

By: Dennis Norman

When it comes to buying a home probably one of the least understood aspects of the process is title insurance.  The buyer’s real estate agent tells them it is necessary recommends a company and the buyer moves forward.

Over the past couple of years home owners became more aware of title companies as headlines were made when a few of them went out of business sometimes causing buyers and sellers to lose money.  This was part of the reason for some recent legislation in Missouri to protect consumers in situations such as that. Continue reading “Title Insurance 101 from a St. Louis Title Professional – Part 1 of a series