Missouri State Assistance for Housing Relief (SAFHR) Can Help Homeowners Struggling To Make Their Payments

The State of Missouri received $138 million from the U.S. Treasury’s Homeowners Assistance Fund (HAF) and are using those funds to help qualified homeowners that are struggling to make their house payments.  Missouri State Assistance for Housing Relief (SAFHR) is responsible for paying out these funds to help individual homeowners.

Who is eligible for assistance from SAFHR?

According to the SAFHR program guidelines, to qualify for SAFHR for Homeowners assistance, an individual or household must:

  • Earn no more than 150% of the area median income for the region where the property is located, as set forth in the HUD income guidelines for the St Louis metro area.
  • Have suffered a COVID-19 pandemic-related hardship that began on or after January 21, 2020, such as a loss of income or increase in household expenses related to the pandemic.
  • Require assistance with mortgage arrearage.

There are also 5 questions that, can answer “yes” to all of them, you are encouraged to submit an application to receive  Missouri State Assistance for Housing Relief (SAFHR) funds:

  1. Has your household experienced a financial hardship related to the COVID-19 pandemic since January 21, 2020?
  2. Are you a current resident of Missouri?
  3. Is the property you are seeking assistance for located in Missouri?
  4. Do you live on the property (primary residence) for which assistance is being requested?
  5. Do you have a mortgage on your home?

How do I apply for  Missouri State Assistance for Housing Relief (SAFHR)?

Well, if you appear to be eligible for assistance, the next step would to to register on the SAFHR site and complete an application. To access the registration form on the SAFHR site click here.

Mortgage Assistance Counseling is available as well.

As part of the SAFHR program, the Missouri Housing Development Commission (MHDC) has partnered with Mortgage Assistance Counseling agencies across the state of Missouri.  These agencies can help you complete your application for the SAFHR for Homeowners Program as well as help connect you with other services to avoid foreclosure.  To access the list of Mortgage Assistance Counseling agencies in Missouri, including the Missouri counties they serve  click here.



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