FEMA Announces Disaster Assistance Is Now Available to Missouri Flood and Storm Victims

Today, the U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) announced that federal disaster assistance has been made available to residents of 33 counties in Missouri that suffered damage as the result of severe storms, tornadoes, straight-line winds, and flooding that occurred between December 23, 2015 and January 9, 2016.

Residents in the following counties are eligible for the assistance:

  • Barry, Barton, Camden, Cape Girardeau, Cole, Crawford, Franklin, Gasconade, Greene, Hickory, Jasper, Jefferson, Laclede, Lawrence, Lincoln, Maries, McDonald, Morgan, Newton, Osage, Phelps, Polk, Pulaski, Scott, St. Charles, St. Francois, St. Louis, Ste. Genevieve, Stone, Taney, Texas, Webster, and Wright counties.

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Does FEMA show your property in a flood zone? How to find out if they got it right.

Shelly Clark

Do you have a property in the flood zone?  Do you question as to whether or not FEMA “got it right” when assessing the location of your property and if you really are in the flood zone?

Typically, in order to find out if your home is located in a flood zone, you have to hire a land surveyor or engineer to perform an elevation certificate on your property.  The certificate takes FEMA data and actual elevations of the structure and compares them to the FEMA Base Flood Elevation.  If your structure is located above the Base Flood Elevation, then you most likely won’t be required to carry flood insurance.  The problem is that FEMA does not store this data, unless you make a Letter of Map Change (LOMC) or Letter of Map Amendment (LOMA) request. Continue reading “Does FEMA show your property in a flood zone? How to find out if they got it right.

What is the risk of flood for your home?

Dennis Norman St LouisAs spring approaches (say good bye to winter!! ) many homeowners face the risk of potential flooding of their homes or investment properties. Thanks to the requirements of most lenders for a borrower to obtain a flood letter to determine if their property is in a flood plain and, if so, obtain flood insurance, possible flood damage is a “known” threat to most homeowners affected. Continue reading “What is the risk of flood for your home?