For St. Louis area buyers, these rate hikes mean higher monthly payments, potentially impacting affordability and slowing down the decision-making process for some. Sellers might also feel the pinch as higher rates could temper buyer enthusiasm, leading to longer listing times or adjustments in pricing strategies. As the market adjusts, prospective buyers and sellers are encouraged to consult the chart button below for historical rates, providing a broader context for these recent changes.
According to data from MORE, REALTORS®, understanding these rate fluctuations is crucial for making informed decisions in this dynamic market. With mortgage rates on the rise, staying updated on current trends can help St. Louis residents navigate their real estate options effectively.
Current Mortgage Rates*
| Loan Type | Current Rate | Change From Prior Day |
|---|---|---|
| 30 Yr. Fixed | 6.22% | +0.02% |
| 15 Yr. Fixed | 5.78% | +0.03% |
| 30 Yr. FHA | 5.85% | +0.03% |
| 30 Yr. Jumbo | 6.40% | +0.00% |
| 7/6 SOFR ARM | 5.71% | +0.01% |
| 30 Yr. VA | 5.87% | +0.02% |
*Rates shown are national averages from Mortgage News Daily’s Rate Index and are updated as of November 27, 2025. Individual rates may vary based on factors including loan amount, down payment, credit score, property type, occupancy status, and market conditions. Contact a licensed mortgage professional for personalized rate quotes.
