For buyers and sellers in the St. Louis area, these rate adjustments can significantly impact affordability and purchasing power. Buyers might face higher monthly payments, while sellers may experience shifts in buyer demand and offer competitiveness. It’s crucial for market participants to stay informed about these changes, as they can influence real estate decisions. For those interested in tracking historical rate trends, the chart button below provides detailed insights.
This information is brought to you by MORE, REALTORS®, a trusted source for real estate insights in the St. Louis market. Keeping an eye on these rate movements is essential for anyone involved in the housing market, as it affects both current mortgage rates and future financial planning.
Current Mortgage Rates*
| Loan Type | Current Rate | Change From Prior Day |
|---|---|---|
| 30 Yr. Fixed | 6.00% | +0.01% |
| 15 Yr. Fixed | 5.62% | +0.04% |
| 30 Yr. FHA | 5.65% | +0.02% |
| 30 Yr. Jumbo | 6.28% | +0.00% |
| 7/6 SOFR ARM | 5.38% | +0.09% |
| 30 Yr. VA | 5.67% | +0.02% |
*Rates shown are national averages from Mortgage News Daily’s Rate Index and are updated as of February 26, 2026. Individual rates may vary based on factors including loan amount, down payment, credit score, property type, occupancy status, and market conditions. Contact a licensed mortgage professional for personalized rate quotes.
