A Satirical Look at Cut-Rate Real Estate Models—and Why Smart Agents Still Matter
[Opening: Observational Humor with a Mission]
You ever notice how people will spend hours reading Amazon reviews for an $18 waffle maker but choose a real estate agent—or worse, skip one entirely—because “the website made it easy”?
Lately, a growing number of online platforms are pitching a new real estate model: a one-stop shop where you can get pre-approved, pick a house, choose an agent, and close the deal without ever leaving your couch—or, let’s be honest, putting on pants.
It sounds convenient. Until you realize the person helping you buy your largest financial asset may have been promoted from the help desk yesterday and lives in a time zone that doesn’t believe in basements, sump pumps, or radon.
Scene 1: “The All-In-One Deal… Minus the Agent Who Knows What a Sewer Lateral Is”
These bundled real estate services offer a tidy little box: one login, one dashboard, one streamlined experience. And sure, that feels efficient—until the person guiding your six-figure transaction can’t pronounce “Creve Coeur” and thinks “gingerbread trim” is a seasonal Starbucks drink.
Buying or selling a home in St. Louis, especially one built before the invention of Google Maps, takes more than an app. It takes a human who knows the difference between a cracked cast iron stack and a charming “vintage detail.”
Scene 2: “When Your Agent Is Also Your Loan Officer and Your Therapist (Sorta)”
In these systems, you’re often assigned an agent as part of the package—someone who may or may not be local, experienced, or even aware your state has lead-based paint disclosures. You didn’t interview them. You didn’t choose them. But hey, they’ve got a headshot and a star rating!
Meanwhile, a full-time local agent actually knows how to walk a property with you. They’ve seen leaning foundations, flood-prone neighborhoods, and that one street where every third home has mysteriously caught fire. Twice.
Scene 3: “The One-Stop-Shop… Stops at ‘Real Insight’”
Let’s be honest: convenience is great—for lunch delivery. Not so much for multi-hundred-thousand-dollar decisions.
When your only point of contact is a rep juggling 42 clients from a shared spreadsheet, what gets missed?
— The offer deadline hidden in private remarks
— That school district boundary line that cuts through your street
— The fact that the “renovated bathroom” is just peel-and-stick tile and misplaced hope
Real agents know what not to overlook, and that’s what keeps buyers protected and sellers competitive.
Scene 4: “Real Agents Don’t Ghost You After the Appraisal”
In the real world, things go sideways. Deals get sticky. Closings get weird. And suddenly, it’s the Friday before settlement and the seller took the fridge, the mailbox, and possibly the neighbor’s cat.
Who’s helping you now?
Because a customer service portal can’t chase down missing appliance serial numbers. But your local agent can—and already has.
Real estate isn’t about clean checklists. It’s about people, advocacy, and being available when things don’t go to plan.
Scene 5: “Smart Buyers and Sellers Still Choose Smart Agents”
Technology will always have a place in real estate. But the idea that a bundled, centralized service can replace experienced, locally connected, full-service representation? That’s like suggesting you can swap your doctor for WebMD because you both own thermometers.
Buying or selling a home is still one of the most financially and emotionally complex transactions most people will ever navigate. It demands more than a dashboard. It demands judgment, strategy, and human investment.
Final Thought: Your Home Deserves More Than a Hotkey and a Hashtag
The best agents aren’t threatened by automation. They’re rising above it—by doing what apps can’t.
They interpret market nuance.
They read the room during negotiations.
They remind you not to waive the sewer scope just because a chatbot said “looks good to me.”
And most importantly, they show up. For the showing, the questions, the contract review, and the hard conversations.
So when someone says, “I’m just going to use the online agent that came with my mortgage,”
ask them:
“Would you do that with a surgeon?”
“Would you do that with your wedding planner?”
“Would you do that with your retirement?”
Because your home deserves more than a checkbox. It deserves a champion.
Written by Karen McNeill — Realtor, Writer, and Advocate for Agents Who Actually Show Up
Proudly serving buyers and sellers across the St. Louis region with MORE REALTORS®
Still picking up the phone. Still walking the properties. Still making sure you don’t end up buying next to a secret ferret sanctuary.

Whether you’re buying, selling, or just market-curious — let’s talk. I bring data, strategy, and a bit of charm to the process (because real estate doesn’t have to be boring).
📲 Contact me today to put a plan in motion — and let’s make your next move your smartest one yet.
Karen Moeller
Karen.Moeller@stlre.com
314.678.7866


