St Louis Real Estate News - Page 4 of 108 - Daily St. Louis real estate news, market analysis, home prices, and mortgage rate updates from local industry professionals.

St. Louis Mortgage Rates Edge Upwards to 6.05% in February 2026 – 15-Year Fixed Also Sees Uptick

By Dennis Norman, on February 19th, 2026

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February 2026 brings with it a slight rise in mortgage rates for the St. Louis area, with the 30-year fixed rate now standing at 6.05%, marking a 0.01% increase from previous levels. This upward movement is mirrored in the 15-year fixed rate, which also experienced a 0.01% uptick, now at 5.62%. These increases indicate a steady climb in borrowing costs, reflecting broader market trends and economic conditions.

For potential homebuyers in St. Louis, the gradual rise in rates means higher monthly payments, which could impact affordability and purchasing decisions. Sellers may also feel the effects, as rising rates could dampen Continue Reading →

St. Louis County Real Estate Market Update: February 2026 Overview

By Dennis Norman, on February 19th, 2026

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The St. Louis County real estate market has shown notable shifts as we enter February 2026. In January, homes sold for a median price of $250,500, marking an 8.68% increase from the $230,500 median price in January 2025. However, this figure represents a 4.39% decrease compared to December 2025, where the median sold price was $262,000.

The median list price in January 2026 was $209,950, significantly lower by 25.02% compared to $280,000 in January 2025. Additionally, there were 679 home sales recorded, a 7.99% decrease from the 738 sales in January of the previous year.

For a detailed visual representation Continue Reading →

The Things That Trip Up Home Sales – Part IV

By Sandie Hea, on February 19th, 2026

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Home repairs not to code and not installed properly.

Real Life Examples: Can You Spot the Improper Installation?

After nearly 40 years in real estate, I have learned that one of the biggest concerns when we sit down to talk about selling is this: “Am I going to have to bring my house up to code and what costly repairs might a buyer ask for?”

Sometimes the most expensive issues are the ones that look completely fine.

Below are real examples from a recent St. Louis County occupancy inspection. Everything in this home was working properly. Nothing had failed. The issue was not function. The issue was compliance.

Example Continue Reading →

St. Louis Earthquake Risk Remains High as Missouri Expands Insurance Options but Coverage Falls Below 20 Percent

By Dennis Norman, on February 18th, 2026

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The Missouri Department of Commerce and Insurance is encouraging homeowners across the state to review their preparedness plans and consider earthquake insurance as more coverage options become available statewide. February is Earthquake Awareness Month, and according to DCI, insurers are expanding their presence, even in higher risk areas such as the New Madrid Seismic Zone.

In a recent news release, DCI Director Angela Nelson emphasized the importance of preparation, stating, “It’s not something we like to think about, but Missouri has a significant risk for another major earthquake. Being prepared means having a plan for how you will recover when Continue Reading →

The Things That Trip Up Home Sales Part III

By Sandie Hea, on February 18th, 2026

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The Same Things Get Flagged Every Time—Here They Are

After nearly 40 years in real estate, I’ve learned that one of the biggest concerns when we sit down to talk about selling is this: “Am I going to have to bring my house ‘up to code’—and what costly repairs might a buyer ask for?”

While every inspection is different, the same categories of issues appear again and again—especially in older homes.

Commonly Flagged Items Life-Safety Missing or non-working smoke detectors Missing carbon monoxide detectors Stairs & Handrails Missing handrails Handrails not securely mounted Insufficient stair lighting Electrical Open junction boxes Continue Reading →

When a Seller’s Market Still Feels Like a Buyer’s Market

By Karen Moeller, on February 17th, 2026

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Why the same market can produce multiple offers and price reductions at the same time

Spend a few minutes browsing recent listings and you may notice something odd. One home sells immediately with competing offers while another nearby reduces price after only a short time. Yet both exist in what is commonly described as the same seller’s market. The contradiction makes sense once you understand what that label actually measures and what it does not.

For decades real estate conversations have relied on a simple guideline. Around six months of housing inventory suggests balance. Less supply favors Continue Reading →

St. Louis Metro Home Sales See Slight Dip in Early 2026

By Dennis Norman, on February 17th, 2026

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As of January 2026, the St. Louis metropolitan area, spanning counties in both Missouri and Illinois, has experienced a slight decline in home sales compared to the previous year. A total of 1,918 homes have been sold, marking a 2.59% decrease from the 1,969 homes sold during the same period in 2025. This subtle shift in the market indicates a potential opportunity for both buyers and sellers to reassess their strategies as the year progresses. Despite the dip, the market remains relatively stable, offering families and individuals a wide range of options to explore when considering a move within this Continue Reading →

The Things That Trip Up Home Sales Part II

By Sandie Hea, on February 17th, 2026

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Why Your House Was “Fine”…Until You Decided to Sell It

One of the most confusing parts of selling a home is realizing that issues which never mattered while you lived there suddenly matter once you decide to sell.

Why This Happens

In many municipalities, enforcement is tied to ownership transfer, not day-to-day occupancy. When a Continue Reading →

Why Rising Foreclosures May Not Lower Home Prices in St. Louis

By Karen Moeller, on February 16th, 2026

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Recent national housing headlines have sounded familiar. Foreclosure activity has increased across the country, with ATTOM Data Solutions reporting annual gains for eleven consecutive months. For many buyers, especially those who remember the late-2000s housing crisis, the reaction is immediate. If foreclosures are rising, bargains must be coming. In St. Louis, that conclusion rarely follows.

ATTOM’s data confirms filings have risen year over year, but they are increasing from historically suppressed pandemic-era levels rather than from a distressed market baseline. The Mortgage Bankers Association delinquency survey and Federal Reserve mortgage delinquency rates show the same pattern. Continue Reading →

The Things That Trip Up Home Sales Part I

By Sandie Hea, on February 16th, 2026

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What up to code really means when selling a house.

Before You Panic: What “Up to Code” Really Means When Selling

This concern comes up in nearly every selling conversation, especially with long-time homeowners and seniors who have lived in their homes for decades. The phrase Continue Reading →

Discover the Fastest Selling Zip Codes in the St. Louis Metro Area

By Dennis Norman, on February 16th, 2026

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The St. Louis metropolitan area, spanning both Missouri and Illinois, is experiencing a dynamic real estate market, with certain zip codes standing out for their rapid sales. Leading the pack is a zip code in St. Clair County, IL, where homes are selling at lightning speed, averaging just -19 days on the market. This area offers affordability with an average listing price of $43,113, making it an attractive option for budget-conscious buyers and investors alike.

Following closely is a zip code in Jefferson County, MO, where listings average 24 days on the market, and another in Madison County, IL, with Continue Reading →

February 2026 Jefferson County Real Estate Market Update: Key Trends and Insights

By Dennis Norman, on February 16th, 2026

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The Jefferson County real estate market saw notable shifts in January 2026, as homes sold for a median price of $280,000. This marks a slight decrease of 1.75% from January 2025, where the median price stood at $285,000. However, there was a modest increase of 0.92% compared to December 2025, when the median sold price was $277,450.

The median list price in Jefferson County surged to $334,900, a significant 16.69% rise from $287,000 in January 2025. This increase in listing prices indicates a competitive market environment. Additionally, the number of home sales in January 2026 climbed to 185, reflecting Continue Reading →

If Radon Is So Dangerous, Why Do We Only Talk About It When You Sell Your House?

By Sandie Hea, on February 14th, 2026

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A balanced, investigative look at the science, skepticism, and real-world decisions facing homeowners

Section 1: The Radon Paradox — Why Does This Only Come Up When You Sell a House?

If radon is truly the second leading cause of lung cancer, why don’t we hear about it the way we hear about smoking, air pollution, or even mold? Why does the topic seem to surface mostly during home inspections and real estate transactions — then disappear from everyday conversation?

Many homeowners notice this contradiction. During a purchase, radon suddenly feels urgent, technical, and sometimes expensive. Outside a sale, it Continue Reading →

The Real Test of a Development Isn’t Opening Day

By Karen Moeller, on February 14th, 2026

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Delmar Divine - Bob Clark, Maxine Clark, Build a Bear, Clayco, St Louis Affordable Housing

How to tell if the Delmar Divine redevelopment truly works

When a new housing project is announced in St. Louis, most people do not start by reading the details. In a city where redevelopment projects have often carried big expectations, reactions tend to start with comparison rather than celebration. They start by remembering. This region has seen ambitious redevelopment before. Some helped. Some faded. So when a project like Delmar Divine is introduced, the real reaction is not excitement or negativity. It is evaluation. The question is not whether St. Louis has tried to stabilize neighborhoods before. The question is Continue Reading →

Thinking About Buying Land in Franklin County? Here’s Why Price Per Acre Can Be Misleading

By Cathy Lirette, on February 13th, 2026

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Buying Land - Price per acre can be deceptive

If you’ve been looking at land in Franklin County for any length of time, you’ve probably noticed something confusing. The price per acre can be wildly different from one listing to the next.

A common question from buyers is, “Why is this 20-acre parcel cheaper per acre than that 10 acre one?”

The short answer is simple. Land doesn’t price like houses do. In Franklin County especially, value depends far more on what the land can be used for than how many acres it has.

The First Mistake Buyers Make. Focusing Only Continue Reading →

St. Louis Mortgage Rates Climb to 6.14% in February 2026 – Rising Trend Continues

By Dennis Norman, on February 12th, 2026

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February 12, 2026 – Homebuyers and sellers in the St. Louis area are seeing continued upward movement in mortgage rates as the 30-year fixed rate reaches 6.14%, marking an increase of 0.03% from previous figures. This trend reflects a broader rise in mortgage rates across various loan types, including the 15-year fixed rate which has edged up to 5.71%, and the 30-year jumbo rate now at 6.30%.

For St. Louis buyers, these rate increases mean potentially higher monthly payments, influencing the affordability of homes in the area. Sellers may also feel the impact, as rising rates could temper buyer Continue Reading →

Discover St. Louis’ Fastest Selling School Districts: A Guide for Home Buyers and Sellers

By Dennis Norman, on February 12th, 2026

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In the competitive St. Louis real estate market, understanding which school districts are in high demand can be crucial for both home buyers and sellers. Currently, the Columbia DIST 4 in Monroe and St Clair Counties, Illinois, leads the pack as the fastest selling school district. With only 8 listings on the market for an average of 36 days and an average list price of $454,963, this area is attracting families looking for quick transactions and desirable homes. Columbia DIST 4’s appeal is evident in its swift market movement, making it a prime location for those looking to buy or Continue Reading →

February 2026 Metro East Real Estate Market Update: Prices and Sales Trends

By Dennis Norman, on February 9th, 2026

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The metro east real estate market experienced a slight decline in home prices in January 2026, with homes selling for a median price of $180,000. This marks a 2.70% decrease from January 2025, when the median sold price was $185,000. Additionally, the January 2026 median price represents a 6.25% drop from December 2025, which saw a median sold price of $192,000.

Despite the decrease in sold prices, the median list price in January 2026 rose to $215,000, a 4.88% increase from $205,000 in January 2025. The number of home sales in the metro east also saw a modest increase, with Continue Reading →

Federal RECA Claims Reopened for Some St. Louis Residents Impacted by Manhattan Project Radiation

By Dennis Norman, on February 8th, 2026

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RECA Claims - Manhattan Project - Coldwater Creek

There is a limited window for St. Louis area residents to seek federal compensation for serious illnesses tied to historic radiation exposure, and time is not on their side. The Radiation Exposure Compensation Act, commonly known as RECA, was reauthorized in July 2025 and the deadline to file a claim is December 31, 2027. For many families in North County and surrounding areas impacted by Manhattan Project waste, this program may finally provide long overdue financial relief.

RECA is a federal law administered by the U.S. Department of Justice Radiation Exposure Compensation Program. It was created as a non adversarial Continue Reading →

February 2026 St. Charles County Real Estate Market Update: Price Trends and Sales Figures

By Dennis Norman, on February 8th, 2026

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The St. Charles County real estate market experienced notable changes in January 2026. Homes sold for a median price of $344,900, marking a 2.19% increase from January 2025’s median of $337,500. However, this figure also reflects a 6.78% decrease from December 2025, when the median sold price was $370,000. The median list price in January 2026 was $446,345, a significant 23.98% rise from $360,000 in January 2025.

In terms of home sales, there were 270 transactions in January 2026, representing a 16.92% decrease from the 325 sales recorded in January 2025. The chart below, available exclusively from MORE, REALTORS®, provides Continue Reading →

So You Want to Be a Landlord? Here’s What No One Mentions.

By Karen Moeller, on February 8th, 2026

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There’s a moment almost every first-time landlord has. It usually happens right after the first rent check clears. They lean back and think, This is great. Why didn’t I do this sooner?

Fast forward a few months and they’re in the basement with a flashlight in their mouth, halfway through a YouTube video titled “Easy 5-Minute Pipe Fix,” wondering how a tiny drip just turned into a much bigger problem.

Rental ownership is often sold as passive income. In reality, it’s a small business with safety rules, maintenance standards, inspections, permits, and real liability. Collecting rent is the fun part. Continue Reading →

February 2026 Real Estate Market Update: St. Louis MSA Sees Decline in Home Sales and Prices

By Dennis Norman, on February 7th, 2026

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The St. Louis Metropolitan Statistical Area (MSA) experienced a notable shift in its real estate market as of February 2026. According to recent data, homes in the region sold for a median price of $255,000 in January 2026, marking a 1.92% decrease from the $260,000 median price recorded in January 2025. This decline is further emphasized by a 7.27% drop from December 2025, when the median sold price was $275,000.

Despite the decrease in sold prices, the median list price in January 2026 rose to $295,000, reflecting a 5.36% increase compared to $280,000 in January 2025. However, the number of Continue Reading →

We Keep Talking About Housing Affordability Because We Refuse to Ask the Right Questions…

By John Donati, on February 7th, 2026

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We have been “debating” housing affordability for years now, but the conversation keeps circling the same drain. There are not enough smaller, attainable homes for first‑time buyers. Nobody disputes that. Everyone agrees it is a problem, most are willing to call it a crisis, and yet, after countless panels, policy papers, incentives, and task forces, the bottleneck is still right where we left it.

If demand for starter housing has been obvious for more than a decade, why does the market still fail to produce it? Is it land costs? Labor shortages? Interest rates? Zoning? Materials? Regulation? Capital? Or is Continue Reading →

If We Really Want Affordable Housing, Here Are the Levers That Actually Work

By Karen Moeller, on February 6th, 2026

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In my last article, we stepped back from the headlines and looked at what really drives affordability. Not political sound bites. Not whether prices should go up or down. Just the fundamentals. Supply, construction costs, financing, and whether the monthly math works for everyday families.

Once you see it that way, the next question becomes obvious. If those are the levers, how do we actually move them? Just “build more homes” sounds simple until you talk to a builder who cannot make the numbers work. There is no big red easy button, but the good Continue Reading →

St. Louis Mortgage Rates Maintain Steady Climb at 6.20% in February 2026 – What This Means for Buyers

By Dennis Norman, on February 5th, 2026

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As of February 5, 2026, St. Louis homebuyers are facing a steady climb in mortgage rates, with the 30-year fixed rate holding firm at 6.20%. This rate stability, despite the overall rising trend, indicates that the market is maintaining moderate levels just above the 6% mark. Meanwhile, the 15-year fixed rate remains unchanged at 5.76%, offering a slightly more affordable option for those looking to pay off their loans more quickly. In contrast, the 30-year Jumbo and FHA rates have seen increases, now at 6.36% and 5.84% respectively. The adjustable 7/6 SOFR ARM also rose, now sitting at 5.64%.

For Continue Reading →

Everyone’s Fighting About Home Prices. They’re Asking the Wrong Questions.

By Karen Moeller, on February 5th, 2026

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Spend five minutes with housing headlines lately and you’ll see the same debate on repeat. Prices are too high. Prices need to stay high. Protect homeowners. Help buyers. Every side sounds urgent, and every side sounds certain. It makes for good sound bites. It doesn’t make for very helpful answers.

Because for most families, housing isn’t a political talking point. It’s deeply personal. It’s whether they can finally stop renting. Whether their kids get their own bedrooms. Whether retirement feels secure. Whether a move across town is possible without blowing up the monthly budget. And when Continue Reading →

Fake Deeds and 17 Homes: The St. Louis Title Fraud Case Every Homeowner Should Understand

By Karen Moeller, on February 4th, 2026

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A recent federal case shows how ownership can be challenged on paper and why a few simple safeguards matter more than most people realize.

Here’s something I didn’t expect to see in a federal indictment this year: 17 St. Louis homes allegedly transferred using fake deeds. Not sold. Not foreclosed. Just reassigned on paper through forged documents. If you’re wondering how that could even happen, you’re not alone. I had the same question. So I dug into how our recording system actually works, where the gaps are, and what homeowners should know.

According to prosecutors, stolen Continue Reading →

One of Kirkwood’s Oldest Homes Faces Demolition. Here’s Why That Matters.

By Karen Moeller, on February 3rd, 2026

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751 North Taylor, Kirkwood, MO. 63122 - Demolition

Every morning I walk past 751 North Taylor. Most days it looks the same. Quiet. Steady. Like it has been there forever. In a way, it has. It is not the largest house on the block. It does not have the newest finishes or the sharpest curb appeal. At first glance, it simply looks like an older home that has quietly watched the neighborhood grow up around it.

But look a little closer and you are looking at something rare. The house is believed to date back to around 1858, making it one of the oldest surviving Continue Reading →

Co-Buying Is Quietly Rising in St. Louis

By Karen Moeller, on February 3rd, 2026

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When two incomes make one mortgage possible

For years, the path to homeownership followed a predictable script. You finished school, settled into a job, maybe got married, and then you bought a house together. Lately, though, I’m watching buyers in St. Louis rewrite that story.

More often, I’m working with people who aren’t couples at all. They’re friends who have rented together for years, siblings who get along well enough to share a kitchen, or longtime roommates who are simply tired of watching rent checks disappear every month. Instead of waiting for the “traditional” setup, they’re Continue Reading →

St. Louis Mortgage Rates Edge Up to 6.16% in January 2026 Amid Rising Trend

By Dennis Norman, on January 29th, 2026

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As of January 29, 2026, mortgage rates in St. Louis reflect a rising trend, with the 30-year fixed rate inching up to 6.16%, marking an increase of 0.01% from the previous rate. Despite the modest change, this movement keeps rates at moderate levels above 6%, which may influence homebuyers to act sooner rather than later. Meanwhile, the 15-year fixed rate remains steady at 5.75%, providing an alternative for those looking to minimize interest payments over a shorter term.

For St. Louis area buyers and sellers, these rate changes may have significant implications. Buyers might face slightly higher monthly payments, which Continue Reading →