According to data released by ATTOM Data Research, during the fourth quarter of 2022, 42.37% of the homeowners with a mortgage within the 63376 zip code, were “equity-rich” meaning their mortgage balance was just 50% or less of the current value of their home. The table below shows the 10 St Louis zip codes with the highest percentage of equity-rich mortgages. Half of zip codes on the list are located within the St Charles County, four in St Louis County and one in Jefferson County
Also shown on the table is the percentage of homeowners with a seriously-underwater mortgage, meaning their loan balance is 125% or more of the current home value.
[xyz-ips snippet=”Homes-For-Sale-and-Listings-With-Virtual-Tours”]
St Louis Seriously Equity-Rich Homeowners By Zip Code – Top 10 Highest