Ten zip codes in St Louis with the highest percentage of seriously underwater mortgages

According to data released by ATTOM Data Research, during the fourth quarter of 2022, 35.7% of the homeowners with a mortgage within the 63118 zip code, were seriously underwater on their mortgage, meaning their mortgage balance exceeds the value of their home by 25% or more.   The table below shows the 10 St Louis zip codes with the highest percentage of seriously underwater mortgages.  Half of zip codes on the list are located within the City of St Louis and the other half are located in North St Louis County.

Also shown on the table is the percentage of homeowners with an equity-rich mortgage, meaning their loan balance is 50% or less of the current home value.  Six of the 10 zip codes on the list have a higher percentage of equity-rich mortgages than that of seriously underwater mortgages.

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St Louis Seriously Underwater Homeowners By Zip Code – Top 10 HighestSt Louis Underwater (Negative-Equity) Homeowners By Zip Code - Top 10 Highest

 

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