In a welcome holiday gift for St. Louis homebuyers, mortgage rates have edged lower in December 2025, continuing a downward trend that brings some relief amid persistent economic fluctuations. The 30-year fixed mortgage rate now stands at 6.21%, reflecting a slight decrease of 0.03% from earlier in the month. Meanwhile, the 15-year fixed rate has also dipped, albeit marginally, now at 5.74%, down by 0.01%.
These rate reductions, though modest, signal a positive shift for potential buyers in the St. Louis area, offering improved affordability in a market that had seen rates hovering at higher levels for much of the Continue Reading →






















